Our Team

We Provide Private Local Lending for Real Estate Investors

Mike Fallot, MM Lending CEO

Mike Fallot • Chief Executive Officer


Mike Fallot CEO, co-founded MM Lending and oversees all lending activities. Mike enjoys working with new and experienced real estate investors to structure financing to achieve their goals. He has over 14 years experience in the private lending business and has first-hand experience with the boom and bust cycles of real estate. Mike is a graduate of the University of Louisville and previously served as a partner with a regional CPA firm. He is an active member of the Rotary Club of Louisville, board member of The Cabbage Patch, board member of the Kentuckiana Real Estate Investors Association, and past president of the Louisville chapter of Financial Executives International.

Wendy Kays, MM Lending Operations Manager

Wendy Kays • Operations Manager


Wendy Kays manages the loan process at MM Lending from start to finish. She works diligently with customers, title companies, appraisers, and sellers to ensure loans close on time – usually in 10 days. Wendy also oversees the loan draw process, including coordinating inspections, making sure customers get their loan funds quickly (usually same day) to keep their projects rolling. Wendy has a Bachelor’s degree in Business Administration from the University of Southern Indiana. Wendy enjoys rehabbing and interior design; she’s overseen dozens of projects over the last several years and is a valued resource to MM Lending customers.