MM Lending is a private lender to residential real estate investors.

How We Can Help

Your Private Lender for Louisville, Cincinnati and Indianapolis

MM Lending is a private lender supporting residential real estate investors in Louisville, KY, Cincinnati, OH and Indianapolis, IN with reliable “hard money”. We quickly provide residential investment loans for the purchase and renovation of distressed properties to experienced and first-time “Fix and Flip” investors.

What Does MM Lending Do for Investors? Fast Begun is Fast Done.

  • MM Lending is a local direct lender with no middleman, so you deal directly with the decision makers.
  • We work fast so you can close on your property in as little 10 days.
  • MM Lending is local, experienced and accessible. It pays to partner with a private lender who knows your market and your neighborhoods.

MM Lending Real Estate Funding at a Glance

  • Service Areas: Louisville, KY; Cincinnati, OH; & Indianapolis, IN
  • Funding Level: 90% of Purchase Price
  • Rehab Funding: 100% Rehab Costs
  • Time to Close: 7 – 10 Business Days
  • Security: 1st Lien Position
  • Amortization: Interest Only
  • Term Length: 12 Months
  • Minimum Interest: 3 Months
  • Occupancy: Property must not be owner-occupied
At MM Lending, we have been funding ‘fix-and-flips’ since 2005, through extreme highs and lows of the real estate market. Not only as lenders but as investors, we have fixed and flipped dozens of properties ourselves, so we understand the challenges and needs of investors.

MM Lending provides 12-month, interest only loans, secured by a first mortgage, for fix and flip, or fix and rent.

Our hard money loans fund 90% of the purchase price and up to 100% of the rehab costs. We can close your loan in as fast 10 days and fund rehab draws in as fast as one day.

Plus, we focus on making lending easy. We have taken the paperwork out of the process, so after you are pre-approved as a borrower, it takes less than 5 minutes to submit your loan request.

Once you’ve been pre-qualified for residential real estate investment with MM Lending, you won’t have to submit any additional applications for our approval. Just call or email us when you have a property under contract, and we will confirm loan terms to you immediately.

Fast and easy, in as little as 24 hours, you become a qualified borrower of MM Lending by submitting the following:

  • US Income Tax Return
  • Permission to run your credit score
  • Addresses of your three most recent real estate investments

Other than very little paperwork, we follow up with a conversation to discuss your objectives. We make our pre-qualification decisions based on a combination of your experience and financial condition.

See what our clients have to say about us

  • They are dependable, respond quickly, and are easy to work with. I know I can count on MM Lending whenever I need them.  I’ve referred many other real estate investors to them!
    Eric
  • MM Lending has been great for my business. They are a reliable source of capital and provide excellent service. I can highly recommend MM Lending to all investors.
    Ed
  • MM Lending understands your needs as a real estate investor, and will be a great asset to your investing team!!
    Alex P.
  • The best rehab lender, hands down! I researched all the private lenders I could find I just wanted simple terms and quick funding: MM Lending had both. I've done six very successful deals with them now and I'm looking forward to doing many more!
    Doug
  • MM Lending is the best private lending experience in Kentucky!
    Alex
  • I've worked with several rehab loan lenders, but none come close to MM Lending! They close loans faster than anyone else out there, and have the best customer service!  I've done at least 15 loans with them over the past 3 years and I'm looking forward to doing another 50 over the next few years!
    Jiries