Our Loan Process

From pre-approval to project completion, we have you covered.



Get pre-approved in advance so you’ll be ready to make an offer when the right deal comes along.

  • 24-hour turnaround
  • Soft-pull credit check that won’t impact your credit
  • Pre-approval is valid for up to six months
  • Pre-approval letters can be provided to strengthen your offer


Find a Deal & We’ll Fund It

Close in as little as 7-10 days

  • Send us the purchase contract and rehab scope & budget form, then we’ll send you preliminary loan terms
  • We’ll order title and order the appraisal
  • Final loan terms will be send upon receipt of ARV appraisal
  • You set the date & time for closing
  • We’ll be ready to close!


Complete the Rehab

Renovate the property and sell or re-fi to collect your profit

  • 12-month loan terms provide plenty of time to finish the project
  • No prepayment penalty means you earn more the faster you go
  • Simple draws – submit pictures of completed work and draws are funded on the same day
  • Unforeseen issues are a part of RE investing. Our experienced team is here to help you every step of the way.

Why Choose MM Lending?


Get pre-approved in 24 hours and close within 7-10 days


Communicate with real people for a hassle-free experience


Since 2005 our veteran team has helped thousands of investors

Take the First Step

Whether you're a seasoned investor or just starting out, MM Lending is here to help.