Tips for Improving Your Credit Score to Secure a More Favorable Mortgage Rate

Credit scores represent a statistical analysis of a person’s credit files, telling others how likely that person is to pay their bills. In other words, how “creditworthy” are they? Do they pay their bills in full and on time… or not? Credit scores are typically obtained from major credit bureaus such as Experian, Equifax and TransUnion. When applying for a …