Powering Housing Investment Through Hard Money Loans

Your Trusted Partner for Swift, Flexible, and Relationship-Based Lending Solutions

#1 Regional Private Lender in Ohio, Indiana, and Kentucky

With a rich history spanning 19 years, MM Lending has weathered the ups and downs of the real estate market. Our extensive experience positions us as seasoned navigators in the real estate financing landscape, offering clients the reassurance of a steadfast partner for their investment journey.

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Our "Investor First" Commitment:

For two decades, we’ve been dedicated to the success of our clients.

MM Lending takes pride in prioritizing the needs and goals of our investors. We understand that your success is our success, and our approach revolves around ensuring that every financial solution is tailored to support your unique journey in the real estate market.

We prioritize building long-term connections with our clients, offering them the personalized attention they deserve. Our team is always just a phone call away, steering clear of automated responses to foster genuine, human interactions.

Communities We Serve

We proudly serve clients in Ohio, Indiana, and Kentucky. Below are some of our most commonly served cities, though we lend to a variety of others as well. Not sure if we serve your specific area? Contact us.

Our Process

From Pre-Approval to Project Completion, We Have You Covered


Submit your application and required documents for a swift pre-approval within 24 hours, at no cost. Our soft-pull credit check won’t impact your credit, and pre-approvals are valid for up to six months.


Once your property is under contract, provide the purchase agreement and rehab details. Enjoy a streamlined closing process with flexible scheduling, appraisal coordination, and transparent communication on loan terms.


Post-closing, easily manage your rehab progress with draw requests. Submit completed work evidence, and we’ll fund your draw request on the same day, ensuring your project stays on track.

Take the First Step

Whether you're a seasoned investor or just starting out, MM Lending is here to help.