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MM Lending - formerly known as Mortgage Man.

How We Can Help

MM Lending is a private lender serving residential real estate investors in Louisville, KY and Cincinnati, OH. We provide funds for the purchase and renovation of distressed properties, and we are prepared  to close loans in as fast as 10 days.

We enjoy making the success of your investments and projects expedient and convenient, so you don’t miss your market opportunities.


Flipping Houses? We Can Help!

We offer one year loans secured by a first mortgage to qualified investors in the business of flipping houses. But what sets MM Lending apart from the competition?

Three words: Convenience, simplicity, and speed.

Convenience: Once you’ve been pre-qualified for your loan, you won’t have to submit any additional applications for approval. Just give us a call or drop us an e-mail and we’ll get back to you right away. No hassle, no hidden prerequisites.

Simplicity: MM Lending is the one stop shop for all of your investment financing needs. Our experienced team of lending professionals features an appraiser, attorney, and title company. Let us take care of your lending, so you can stay focused on your business.

Speed: Real estate moves fast, and so do we. We understand that a rapid turnaround is essential to your business’ bottom line. We can close loans as quickly as you need them – giving you a decisive edge in acquiring distressed properties.
Want to learn more? Give us a call today for a consultation.

The first step is to apply to MM Lending to become a qualified borrower, by submitting the following documents:

  • US Income Tax Return
  • Current personal financial statement
  • Summary of your most recent real estate investment transaction (address, purchase price, rehab cost, sales price)

The skill and experience of the investor are the primary factors we consider.

After qualification, simply call or email us when you have a property under contract, and we will confirm loan terms to you immediately.

Loan terms will be quoted for each individual property, however, for experienced borrowers we will fund a loan up to 70% of “after repair value”. Up to 90% of the purchase price will be funded at loan closing, with the remaining funds disbursed as repairs are made.

Loans are interest only, with interest paid monthly. Principal is due upon sale, or at the end of one year.

Interest rates vary depending on market rates and borrower qualification.

Other terms and conditions include:

  • Appraisal of “as is” and “after repair value”
  • Assignment of rents
  • Personal guaranty of borrower
  • Lender title insurance