MM Lending is a private lender to residential real estate investors.

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Call Mike or Wendy: 502-400-3011

How We Can Help

Your Private Real Estate Lender for Cincinnati, OH, and Louisville, KY

MM Lending is a private lender supporting residential real estate investors in Louisville, KY, and Cincinnati, OH with reliable “hard money”. We quickly provide residential investment loans for the purchase and renovation of distressed properties to experienced and first-time “Fix and Flip” investors.

What Does MM Lending Do for Investors? Fast Begun is Fast Done.

  • MM Lending is a local direct lender with no middleman, so you deal directly with the decision makers.
  • We work fast so you can close on your property in as little 10 days.
  • MM Lending is local, experienced and accessible. It pays to partner with a private lender who knows your market and your neighborhoods.

MM Lending Real Estate Funding at a Glance

  • Service Areas: Louisville, KY & Cincinnati, OH
  • Funding Level: 90% of Purchase Price
  • Rehab Funding: 100% Rehab Costs
  • Time to Close: 7 – 10 Business Days
  • Security: 1st Lien Position
  • Amortization: Interest Only
  • Term Length: 12 Months
  • Minimum Interest: 3 Months
  • Occupancy: Property must not be owner-occupied
At MM Lending, we have been funding ‘fix-and-flips’ since 2005, through extreme highs and lows of the real estate market. Not only as lenders but as investors, we have fixed and flipped dozens of properties ourselves, so we understand the challenges and needs of investors.

MM Lending provides 12-month, interest only loans, secured by a first mortgage, for fix and flip, or fix and rent.

Our hard money loans fund 90% of the purchase price and up to 100% of the rehab costs. We can close your loan in as fast 10 days and fund rehab draws in as fast as one day.

Plus, we focus on making lending easy. We have taken the paperwork out of the process, so after you are pre-approved as a borrower, it takes less than 5 minutes to submit your loan request.

Once you’ve been pre-qualified for residential real estate investment with MM Lending, you won’t have to submit any additional applications for our approval. Just call or email us when you have a property under contract, and we will confirm loan terms to you immediately.

Fast and easy, in as little as 24 hours, you become a qualified borrower of MM Lending by submitting the following:

  • US Income Tax Return
  • Permission to run your credit score
  • Addresses of your three most recent real estate investments

Other than very little paperwork, we follow up with a conversation to discuss your objectives. We make our pre-qualification decisions based on a combination of your experience and financial condition.

See what our clients have to say about us

  • MM Lending has been great for my investor clients. They are fast and responsible and help my clients get deals done
    Kim
  • I do lots of deals and need a lender that can help me continue to grow. MM Lending has been great for my business. They are a reliable source of capital and provide excellent service. I can highly recommend MM Lending to all investors.
    Ed
  • MM Lending is a preferred financial partner for us. We find their ability to structure financing terms to meet our needs an exceptional value. They are great to work with – fast, responsive and legitimately creative. When a lot is riding on investments you have to be sure that the outcomes will be positive and we can’t thank MM Lending enough for assisting us grow our investment portfolio.
    David & Sherri
  • I work with lots of real estate investors and know how important it is to have a lender to work with you on difficult, distress deals. MM Lending has helped my clients get tough deals done – and quickly. I gladly refer MM Lending to all my investor clients.
    Shannon
  • Every real estate investor needs a reliable source of quick financing, and I know I can count on MM Lending whenever I need them. They are dependable, respond quickly, and are easy to work with. I’ve referred many other real estate investors to them!
    Eric
  • I refer my investor clients to MM Lending, because I know they are super responsive and help my clients get deals done. I am very impressed with MM Lending and recommend them to my investor clients and other realtors as well.
    Louise